I heard the Messenger of Allah ﷺ say, "Begging leaves scratches on the face of the one who does it on the Day of Resurrection. So whoever wishes, let him preserve his face, and whoever wishes, let him abandon it. The least objectionable form of begging is asking a close relative about a need you have. The best charity is what is given out of sufficiency. And begin with those whom you are responsible to support."
سمعت رسول الله ﷺ يقول: المسألة كدوح في وجه صاحبها يوم القيامة، فمن بدن فليستبق على وجهه وأهون المسألة مسألة ذي الرحم تسأله في حاجة، وخير المسألة المسألة عن ظهر غنى، وابدأ بمن تعول.
Imam Ahmad narrated it (5680) from Abu Nadr, who said, Ishaq bin Saeed narrated to us, from his father, from Ibn Umar, who said (then he mentioned it). Its isnad is sahih. Haythami said in Majma al-Zawaid (3/96), "Its narrators are the narrators of the sahih." I say, it is as he said. Ishaq bin Saeed is the son of Amr bin As al-Umawi, and his father is Saeed bin Amr bin Saeed bin Abu As al-Umawi, then al-Dimashqi. Both of them are among the narrators of the sahih.As for his statement, "scratches," its meaning will come later. As for his statement, "the best of asking," this is how it appears in the Musnad and in Majma al-Zawaid, and likewise in Shuab al-Iman of Bayhaqi (3510), who narrated it through the route of Abu Nadr. But the well-known wording is "the best charity is that given from surplus wealth," as mentioned previously. Assuming the soundness of this wording, its meaning is that when a person needs to ask, he should ask a suitable wealthy person, one who gives charity from his surplus wealth.