The Messenger of Allah ﷺ said, "There is no man who possesses wealth and fails to pay what is due on it but that a bald-headed serpent is made into a collar around his neck. He flees from it while it pursues him."Then he recited its confirmation from the Book of Allah , "And let not those who withhold what Allah has given them of His bounty think that it is good for them. Rather, it is bad for them. What they withheld will be hung around their necks on the Day of Resurrection" [Al Imran 3:180], continuing to the end of the verse.
أخبرنا مجاهد بن موسى قال حدثنا ابن عيينة عن جامع بن أبي راشد عن أبي وائل
قال رسول الله ﷺ ما من رجل له مال لا يؤدي حق ماله إلا جعل له طوقا في عنقه شجاع أقرع وهو يفر منه وهو يتبعه ثم قرأ مصداقه من كتاب الله عز وجل {ولا يحسبن الذين يبخلون بما آتاهم الله من فضله هو خيرا لهم بل هو شر لهم سيطوقون ما بخلوا به يوم القيامة} الآية
[Its chain of transmission is sahih] Tirmidhi narrated it in tafsir of the Quran, chapter on Surah Al Imran, no. 3012, and Ibn Majah in zakat, chapter on what has been said about withholding zakat, no. 1784, from the hadith of Sufyan bin Uyayna, through this route. He explicitly stated that he heard it directly, as recorded by Humaydi, no. 93, and it is also found in al-Kubra, no. 2221. Tirmidhi said, "hasan sahih."