Abu Hurairah reported,

The Messenger of Allah ﷺ said, "An animal that is mortgaged may be ridden in exchange for its upkeep, and the milk of a mortgaged animal may be drunk in exchange for its upkeep. The one who rides it and drinks its milk is responsible for its upkeep."

Azami 5650

Sahih

عن أبي هريرة قال

قال رسول الله ﷺ: الظهر يركب بنفقته إذا كان مرهونا، ولبن الدر يشرب بنفقته إذا كان مرهونا، وعلى الذي يركب ويشرب النفقة.

الأعظمي 5650صحيح
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Jami al-Kamil
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Pledgee may ride and milk, and he bears its expenses
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Jami al-Kamil 5650 (2nd edition)
Azami 5650