Abu Kabsha reported,

I heard the Messenger of Allah ﷺ say, "There are three matters about which I swear an oath, and I will tell you something so memorize it well.""As for the three I swear about, no servant's wealth is ever decreased by giving charity, no servant endures a wrong done to him with patience except that Allah increases him in honor through it, and no servant opens for himself the door of begging except that Allah opens for him the door of poverty.""As for what I will tell you, memorize it. The world belongs to four kinds of people. A servant whom Allah has provided with wealth and knowledge, so he fears his Lord regarding it, maintains ties of kinship through it, and acknowledges Allah's right in it. This one occupies the most excellent station.""And a servant whom Allah has provided with knowledge but not with wealth, so he says sincerely, 'If I had wealth, I would do as so-and-so does.' Their reward is equal.""And a servant whom Allah has provided with wealth but not with knowledge, so he stumbles about in his wealth without knowledge, neither fearing his Lord regarding it, nor maintaining ties of kinship through it, nor acknowledging Allah's right in it. This one occupies the foulest station.""And a servant whom Allah has provided with neither wealth nor knowledge, who says, 'If I had wealth, I would do as so-and-so does.' That is his intention, and so their burden of sin is equal."

عن أبي كبشة الأنماري قال

سمعت رسول الله ﷺ يقول: ثلاث أقسم عليهن، وأحدثكم حديثا فاحفظوه قال: فأما الثلاث الذي أقسم عليهن: فإنه ما نقص مال عبد صدقة، ولا ظلم عبد بمظلمة فيصبر عليها إلا زاده الله عز وجل بها عزا، ولا يفتح عبد باب مسألة إلا فتح الله له باب فقر. وأما الذي أحدثكم حديثا فاحفظوه فإنه قال: إنما الدنيا لأربعة نفر: عبد رزقه الله عز وجل مالا وعلما، فهو يتقي فيه ربه، ويصل فيه رحمه، ويعلم الله عز وجل فيه حقه، قال: فهذا بأفضل المنازل. قال: وعبد رزقه الله عز وجل علما ولم يرزقه مالا، قال: فهو يقول: لو كان لي مال عملت بعمل فلان، قال: فأجرهما سواء. قال: وعبد رزقه الله مالا ولم يرزقه علما، فهو يخبط في ماله بغير علم، لا يتقي فيه ربه عز وجل ولا يصل فيه رحمه، ولا يعلم لله فيه حقه، فهذا بأخبث المنازل. قال: وعبد لم يرزقه الله مالا ولا علما فهو يقول: لو كان لي مال لعملت بعمل فلان قال: هي نيته فوزرهما فيه سواء.