Busr bin Jahash reported,

The Prophet ﷺ once spat into his palm, placed his finger on it, and said, "Allah says, 'Son of Adam, how can you escape Me when I created you from something like this? When I shaped you and proportioned you, you walked between two garments while the earth groaned beneath your tread. You hoarded and withheld, until when your soul reached your collarbones, you said, "I will give in charity." But what time is this for charity?'"

عن بسر بن جحاش القرشي

أن النبي ﷺ بزق يوما كفه، فوضع عليها أصبعه ثم قال: قال الله: ابن آدم! أنى تعجزني وقد خلقتك من مثل هذه، حتى إذا سويتك وعدلتك مشيت بين بردين وللأرض منك وئيد، فجمعت ومنعت حتى إذا بلغت التراقي قلت: أتصدق، وأنى أوان الصدقة؟